Finer Wealth Managements' investment philosophy is one of balance. We believe that the use of asset allocation strategies is the wisest approach to conserve assets and maximize growth. Our business is the careful crafting of customized diversified investment plans. We design each plan to achieve an appropriate balance considering the individual risk tolerance, liquidity needs and short- and long-term goals of our clients. Finer Wealth Management, Inc. provides fee-based portfolio management services. As a fee-based advisor, we derive our income from one advisory fee- a sliding scale percentage ? based on the size of your managed account. Our one-on-one approach to client relations means that our professional staff will take the worry out of managing your assets.
General Information |
| Firm Start Year: | 1996 | |
| No. of Employees: | 5-9 | |
| Name of Broker/Dealer: | Schwab Institutional |
| Name of Custodial Firm: | Schwab Institutional |
| States Licensed in: | 76812, CFP, Massachusetts |
| Number of Years with Current Firm: | 20 |
| Work Experience: | 20 Years+ experience |
| Work with the following types of clients: | Military Veterans, Businesses, Individual Investors, Non-Profit Organizations |
Services |
| Investment Types: | Mutual Funds, Real Estate, Alternative Investments, Exchange Traded Funds (ETFs), Commodities, Insurance, Annuities, Stocks, Bonds, Socially Responsible Investments (SRI) |
| Can meet clients in the following ways: | Our Office, Your Home, Your Office, Email, Phone |
Qualifications & Memberships |
| Insurance and Annuity Licenses: | Life |
| Financial Organization Memberships: | American Institute of Certified Public Accountants (AICPA) |
| Non-Financial Organization Memberships: | American Legion Sons of Italy |
Firm Information |
| Firm's Number of Clients: | 81 |
| Firm's Number of Planning Clients: | 30 |
| Firm's Number of Managed Clients: | 81 |
| Assets Managed by Firm: | Yes |
| Assets Managed by Advisor: | $85,000,000 |
Compensation and Fees |
| Fee Structure: | Fee-Only |
| Minimum Portfolio Size for New Managed Accounts: | 250,000 |
| Fee % Based on Assets: | 0.50%-1.0% |
Financial Services |
| Financial Advice & Consulting
Full service wealth management firm helping families and individuals optimize their investments, tax, financial planning and wealth objectives in a highly personalized manner. |
FAQs |
Why should I choose you as my financial advisor?I am a Certified Financial Planner and a Certified Public Accountant. I have a Master of Science Degree in Taxation from Bentley College and I am a Ph.d student as well. |
What are your qualifications? What is your education background?Our focus is on comprehensive financial planning, and we act as personal controllers to individuals and families. |
How do you charge for your services?Investment Management, Financial Planning, Tax & Family Office Services |
If you are going to manage my account, will you obtain my permission every time you buy or sell something?I will be the team lead with several individuals assisting to enhance your support and experience. |
How many clients do you currently manage?We are a fee only planner so we are compensated by a asset under management fee. |
Disclosures |
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WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest. |
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Additional Detailed Disclosures |
Registered Investment Advisor:
Yes
Investment Advisor Representative:
Yes
Compliance Disclosures in Last 5 years:
Have a clean record
Criminal Disclosures in Last 5 years:
Have a clean record
| Mon. | 8:30 AM - 6:00 PM |
| Tue. | 8:30 AM - 6:00 PM |
| Wed. | 8:30 AM - 6:00 PM |
| Thu. | 8:30 AM - 6:00 PM |
| Fri. | 8:30 AM - 6:00 PM |
| Sat. | 8:30 AM - 6:00 PM |
| Amesbury | Andover |
| Beverly | Boxford |
| Byfield | Carlisle |
| Concord | Danvers |
| Dracut | Essex |
| Georgetown | Gloucester |
| Hanscom Afb | Haverhill |
| Ipswich | Lawrence |
| Lincoln | Lowell |
| Lynn | Lynnfield |
| Manchester | Merrimac |
| Middleton | Newbury |
| Newburyport | North Reading |
| Peabody | Reading |
| Rockport | Rowley |
| Salem | South Hamilton |
| Tewksbury | Topsfield |
| Wenham | West Newbury |
| Wilmington | Swampscott, Marblehead |
Five Star Professional
(12-31-2015)
Five Star Wealth Management Award Professional- 3 year Awardee
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