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Find Top Financial Advisors in Kentucky

Q: What is the role of a financial advisor in Kentucky?

The role of a financial advisor is to provide professional financial guidance, advice, and money management services to individuals or businesses. They assist clients in various financial matters, including investment management, retirement planning, wealth management, estate management, and more, depending on the needs of an individual. Financial advisors assess their client's financial goals and risk tolerance and stay updated on market trends, investment options, and regulatory changes to provide informed advice. Additionally, financial advisors often act as fiduciaries, putting their client's best interests first while providing ongoing support and monitoring to help clients achieve their financial objectives. To make sure your best interests are being considered, read more about the role of a fiduciary financial advisor and the support they can provide.

Q: How can a financial advisor in Kentucky assist with tax planning and optimization?

Many financial advisors in Kentucky are also tax professionals or work closely with tax professionals to help clients with tax planning and optimization. These professionals can help you identify tax-saving strategies and recommend tax-efficient investment options by analyzing your current tax situation. However, the WiserAdvisor directory for the state of Kentucky may not include advisors that specialize in providing tax-related services. In the "Advisory Services Provided" section, you will be able to confirm if tax planning and optimization are among the services an advisor offers.

Q: How can a financial advisor in Kentucky help me manage my investments?

A vetted financial advisor in our directory for the state of Kentucky can help you develop an investment strategy that aligns with your goals and risk tolerance. They can provide guidance on how to diversify your portfolio, monitor your investments, and suggest adjustments as needed. Additionally, they can help you navigate market fluctuations and make informed decisions about buying and selling investments. If you are looking to improve your investment portfolio, read on about why professional investment management may be right for you.

Q: What are some common mistakes to avoid when choosing a financial advisor in Kentucky?

When choosing a financial advisor in Kentucky, it's crucial to avoid common mistakes such as overlooking credentials, neglecting to assess experience and track record, overlooking conflicts of interest, not seeking references or reviews, and neglecting to discuss the advisor's fee structure. By avoiding these mistakes, you can make a more informed decision and select a financial advisor who is qualified, experienced, unbiased, and aligned with your financial goals. To learn more, refer to our guide on choosing the best financial advisor in Kentucky.

Q: How much does it cost to hire a financial advisor in Kentucky?

The cost of hiring a financial advisor in Kentucky varies depending on the advisor's experience, services, and fee structure. Some advisors charge a percentage of assets under management, ranging from approx. 1.02% or a fixed rate of approx. $7,500 and above. Meanwhile, other advisors charge an hourly rate, flat fees, or based on commission. It's important to understand the advisor's fee structure and any potential conflicts of interest before engaging in their services. To get a better understanding of how financial advisors charge and the factors influencing their fees, read more on what are the costs of hiring a financial advisor.

Q: How can I check if a financial advisor in Kentucky has any disciplinary actions or complaints filed against them?

To check if a financial advisor in Kentucky has any disciplinary actions or complaints filed against them, you can use the Financial Industry Regulatory Authority's (FINRA) BrokerCheck tool. This tool enables individuals to complete a thorough background check on financial professionals like brokers, brokerage firms, financial advisors, investment advisors, advising firms, etc. The detailed information provided through BrokerCheck includes their employment history, certifications, licenses, and active or past violations within the last ten years so that you can make an informed decision while hiring an advisor. We recommend using the following guide to learn how to use BrokerCheck to evaluate a financial advisor's credentials.

Q: What types of services can I expect from a financial advisor in Kentucky?

Financial advisors in Kentucky offer a wide range of services, including retirement planning, investment management, estate planning, tax planning, insurance planning, and wealth management. The specific services that an advisor offers may depend on their area of expertise, so it's important to find an advisor whose services align with your needs and goals. By clicking on the "View full profile" button of any vetted financial advisor, you can access detailed information about their services, fees, credentials, and more. Read on to better understand how financial advisors can assist you with the various services they provide.

Q: What qualifications should I look for in a financial advisor in Kentucky?

When evaluating the qualifications of financial advisors in Kentucky, it is important to look for someone who is licensed and registered with the Securities and Exchange Commission (SEC) or the Financial Industry Regulatory Authority (FINRA). You may also want to consider their educational background, years of experience, and any relevant certifications, like Certified Financial Planners (CFP), Chartered Financial Analysts (CFA), Chartered Financial Consultants (ChFC), etc. To further explore the various credentials an advisor can hold, read more about advisor designations.

Q: How do I know if a financial advisor in Kentucky has my best interests in mind?

To ensure that a financial advisor in Kentucky prioritizes your best interests, seek out advisors who adhere to a fiduciary standard, which legally obligates them to act in your best interests and avoid conflicts of interest. When selecting an advisor, inquire about their fiduciary status and how they will consistently prioritize your interests. To make sure your best interests are being considered, learn more about the role of a fiduciary financial advisor and the support they can provide.

Q: How often should I meet with my financial advisor in Kentucky?

How often you should meet with your financial advisor in Kentucky may depend on your specific financial situation and goals. For complex finances, you may need to meet with your financial advisor weekly or monthly, while for those with regular income and simpler investments, quarterly or annual meetings may be enough. Your advisor can assist in determining the suitable meeting frequency based on your circumstances. Read on to learn more about how often you should meet with your advisor.

Kentucky has a diverse economy and breathtaking natural landscapes that make it an appealing place to live and work. If you are a resident of Kentucky or looking to move here you may want to consider hiring an experienced and certified financial professional to take advantage of the economic opportunities and plan your finances. Developing a solid financial plan, whether it be saving for retirement, or saving to grow your wealth and investments, is always essential for achieving long-term financial goals. WiserAdvisor provides a list of ranked financial advisors and advisory firms experienced in assisting clients in and around Kentucky that may be a good place for you to start your search for a financial advisor. By connecting with a trusted advisor, Kentucky residents like you can receive personalized financial advice and guidance to identify opportunities for financial growth.

How To Find Trusted Financial Advisors in Kentucky

Kentucky has 4 WiserAdvisor vetted Financial Planners and Advisors on the online list below for you to choose from. These financial advisors in Kentucky have an average of 14 years of experience.

NOTE: The list of vetted financial advisors in Kentucky mentioned below does not include all the advisors in our network due to their compliance listing restrictions. More vetted advisors may be available when you use our free match service to compare financial advisors near you in Kentucky.

Qualified Financial Advisors in Kentucky

VETTED

Financial Advisor	Experience	AUM	Minimum Assets	Fee Structure
Edelman Financial Engines, LLCEdelman Financial Engines, LLC3094 Harrodsburg RoadLexington, KY 40503	Not Disclosed	$270,770,414,647	Not Specified	Fee-Only
Edelman Financial Engines, LLCEdelman Financial Engines, LLC9960 Corporate Campus DriveLouisville, KY 40223	Not Disclosed	$270,770,414,647	Not Specified	Fee-Only
Reliant Wealth PlanningCFP^®, CRPS^®, MSFS, RICP^®, AEP^®Reliant Wealth Planning301 Townepark CircleLouisville, KY 40243	25 Years	$636,068,275	Not Specified	Fee-Only
Steve WatkinsBFA^"Gilliam Mease Advisors10200 Forest Green Blvd.Louisville, KY 40223	4 Years	$13,000,000	$100,000	Fee-Based

Financial Advisor

Edelman Financial Engines, LLCEdelman Financial Engines, LLC3094 Harrodsburg RoadLexington, KY 40503

ExperienceNot Disclosed

AUM$270,770,414,647

Minimum AssetsNot Specified

Fee StructureFee-Only

Financial Advisor

Edelman Financial Engines, LLCEdelman Financial Engines, LLC9960 Corporate Campus DriveLouisville, KY 40223

ExperienceNot Disclosed

AUM$270,770,414,647

Minimum AssetsNot Specified

Fee StructureFee-Only

Financial Advisor

Reliant Wealth PlanningCFP^®, CRPS^®, MSFS, RICP^®, AEP^®Reliant Wealth Planning301 Townepark CircleLouisville, KY 40243

Experience25 Years

AUM$636,068,275

Minimum AssetsNot Specified

Fee StructureFee-Only

Financial Advisor

Steve WatkinsBFA^"Gilliam Mease Advisors10200 Forest Green Blvd.Louisville, KY 40223

Experience4 Years

AUM$13,000,000

Minimum Assets$100,000

Fee StructureFee-Based

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Information on Qualified Financial Advisors in Kentucky

VETTED

Edelman Financial Engines, LLC

About Edelman Financial Engines, LLC

Get a free financial plan »

What if you didn't need to be ultra-wealthy for personal, top-to-bottom financial guidance and investment advice? Since 1986, we've helped millions of people get the ball rolling on their financial plans — with straightforward guidance built around their story and where they're headed next. Today, we're proud to be one of America's top independent investment advisory firms as ranked by Barron's (awarded each September, based on data within a 12-month period), with nearly 1.3 million clients and more than $300 billion assets under management (as of June 2025) — and prouder still of the trust clients place in us.

Edelman Financial Engines ranked as the 2nd Mega RIA by Barron's in the 2025 Top 100 RIA Firms list. This annual ranking of independent advisory firms is qualitative and quantitative. Firms elect to participate but do not pay to be included in the ranking.

Qualifications

Firm CRD# 104510

Compensation/Fee

Fee-Only, Based on Assets

Office Location

3094 Harrodsburg Road,Suite 202,Lexington,KY 40503

Phone Number

877-208-7414

VETTED

Edelman Financial Engines, LLC

About Edelman Financial Engines, LLC

Get a free financial plan »

What if you didn't need to be ultra-wealthy for personal, top-to-bottom financial guidance and investment advice? Since 1986, we've helped millions of people get the ball rolling on their financial plans — with straightforward guidance built around their story and where they're headed next. Today, we're proud to be one of America's top independent investment advisory firms as ranked by Barron's (awarded each September, based on data within a 12-month period), with nearly 1.3 million clients and more than $300 billion assets under management (as of June 2025) — and prouder still of the trust clients place in us.

Edelman Financial Engines ranked as the 2nd Mega RIA by Barron's in the 2025 Top 100 RIA Firms list. This annual ranking of independent advisory firms is qualitative and quantitative. Firms elect to participate but do not pay to be included in the ranking.

Qualifications

Firm CRD# 104510

Compensation/Fee

Fee-Only, Based on Assets

Office Location

9960 Corporate Campus Drive,Suite 1200,Louisville,KY 40223

Phone Number

877-208-7414

VETTED

Reliant Wealth PlanningCFP^®, CRPS^®, MSFS, RICP^®, AEP^®

Reliant Wealth Planning

About Reliant Wealth Planning

Reliant Wealth Planning is a premier retirement and estate planning firm, combined with personalized portfolio management, with both decades of experience and deep technical expertise and training. Reliant's differentiating value is our focus on building comfort for clients. Comfort is NOT some abstract feeling, but rather a deep sense of your needs being met, based on three factors: 1) Relationship 2) Expertise 3) Trust. We think the world of wealth management is divided between NOUN-focused or VERB-focused Advisors. Noun-focused Advisors have a product on the shelf to sell. VERB-focused Advisors, such as Reliant, rely on objective, disciplined processes to advise you as to what actions you should take to improve your ability to achieve your financial purpose.

Advisory Services Provided

Financial Planning, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Risk Management, Education Funding and Planning, Financial Advice & Consulting, Financial Planning for Individuals, Investment Advice & Management, Estate Planning & Trusts, Insurance Products & Annuities

Qualifications

Firm CRD# 286230

Compensation/Fee

Fee-Only, Based on Assets

Office Location

301 Townepark Circle,Louisville,KY 40243

Phone Number

502-398-5051

VETTED

Steve WatkinsBFA^"

Gilliam Mease Advisors

About Steve Watkins

After a 32-year executive career at UPS, Steve retired as Vice President of Solutions & Implementations in 2017. For this career, he was able to hone his skills in executive coaching and accountability, as well as financial management and emotional intelligence. Subsequently, Steve leveraged his passion for personal finance to help individuals and families through financial coaching. He completed Crown Financial Ministry's Financial Coach's Program and Dave Ramsey's Financial Coach Master Training and was a Ramsey Preferred Financial Coach before joining GMA.

Steve began working with Gilliam Mease Advisors in 2021 and is committed to supporting his clients by delivering personal, strategic, and holistic advice. He maintains the FINRA Series 7 General Securities Representative license, the NASAA Series 66 securities license, life and health insurance licenses, and the Behavioral Financial Advice (BFA^™) designation.

Steve and his wife Glenda have one daughter, a wonderful son-in-law, and a beautiful granddaughter, they attend New Circle Church and live in Lexington, KY.

I am dedicated to being accessible to clients across Kentucky. My weekly schedule is structured to best serve you:

Tuesdays: In-person at our Louisville office

Wednesdays: In-person in Lexington

Monday thru Friday: Available for virtual meetings via Zoom

Please reach out to schedule a time that works best for you

About Gilliam Mease Advisors

Clarity Leads to Confidence. In a world full of financial complexity and constant change, knowledge isn't just power it's peace of mind. When retirement is on the horizon, making thoughtful, informed decisions becomes essential. The choices you make today can shape your future in profound ways, and avoiding costly missteps starts with having the right guidance.

As financial professionals, we're here to help you navigate that journey. We take the time to understand your unique storyyour goals, your values, your risk tolerance, and your timeline. From there, we design retirement strategies that balance growth with protection, helping you move forward with clarity and confidence.

Todays economic environment presents both challenges and opportunities. Our role is to help you evaluate those opportunities through a lens thats grounded in your personal goals, not market noise. Together, we build a financial foundation that supports the life you want to livenow and in the future.

Advisory Services Provided

Financial Planning, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Risk Management, Education Funding and Planning, Financial Advice & Consulting, Financial Planning for Individuals, Financial Planning for Businesses, Investment Advice & Management, Tax Advice and Services, Legal Advice and Services, Estate Planning & Trusts, Insurance Products & Annuities

Qualifications

CRD# 7440273 Firm CRD# 23131Series 7, 66

Compensation/Fee

Fee-Based, Commissions, Flat Fee, Based on Assets

Office Location

10200 Forest Green Blvd.,Suite 304,Louisville,KY 40223

Phone Number

502-736-1197

WiserAdvisor Reviews

Note: The client testimonials appearing above may not necessarily be representative of all client experiences with WiserAdvisor. You may click on the number of total reviews hyperlinked above to review the entirety of the reviews WiserAdvisor has received. WiserAdvisor did not pay any compensation in consideration of such reviews.

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FINRA/SEC Registered Advisors

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Frequently Asked Questions

What is the role of a financial advisor in Kentucky?

How can a financial advisor in Kentucky assist with tax planning and optimization?

How can a financial advisor in Kentucky help me manage my investments?

What are some common mistakes to avoid when choosing a financial advisor in Kentucky?

How much does it cost to hire a financial advisor in Kentucky?