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| Disclaimer |
Jack Dove is a registered representative of Lincoln Financial Advisors Corp. Securities and investment advisory services offered through Lincoln Financial Advisors Corp., a broker/dealer and registered investment advisor. Member SIPC. Insurance offered through Lincoln affiliates and other fine companies.
CRN200808-2019130 |
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Business Description |
| I do comprehensive financial planning. This means different things to different people but basically, I help people with their investment & retirement planning as well as estate & business succession planning. Often these areas are interconnected. We would spend the time necessary to address each. Good planning must be coordinated. Most importantly, once a financial plan is agreed upon, I will stay with you through the entire implementation process and make sure that the plan we place on the track, stays on track. Implementation, reviewing and ongoing two-way communication are critical to success in any of the areas that I would address. |
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General Information |
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| Name of Broker/Dealer: |
Lincoln Financial Advisors Corp.
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| States Licensed in: |
MD, NC, VA
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| Years of Experience in Financial Services: |
22
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| Number of Years with Current Firm: |
15
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| I work with the following types of clients: |
Individual Investors
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Education |
| Academic Background |
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| BBA/Trust Management - Campbell University (1976) |
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Services |
| Investment Types: |
Annuities, Stocks, Mutual Funds, Bonds
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Chartered Financial Consultant (ChFC®)
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| Securities Licenses: |
Series 6, Series 7
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| Insurance and Annuity Licenses: |
Variable Life, Life, Health
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Firm Information |
| Number of Advisors in Office: |
100 - 999 employees
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Compliance |
| Registered Representative: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
$50,000
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| Compensation Methods: |
Commissions, Flat Fee
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| Additional Details on Charges: |
Planning Fee varies due to complexity and time involved. Fee is typically quoted in the second meeting.
Depending upon type of product, commission may also be involved.
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| Prepared By: |
Jack Dove, ChFC |
| Most Recent Update: |
08/11/2008 |
Frequently Asked Questions |
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Do you have a customer satisfaction or refund policy? |
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Yes: if a planning fee is mutually agreed upon and charged, and you are not completely satisfied with the end result, we have a 100% Unconditional Money-back guarantee. We would refund the fee with no obligation on your part. |
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What are your qualifications? What is your education background? |
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Campbell University Graduate BBA-Trust Management, Chartered Financial Consultant (ChFC) designation |
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What is your approach to financial planning? |
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Take good data from my clients, listen well and understand what is most important to them |
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What services do you offer? |
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investment planning, retirement planning, estate planning, business succession planning as well as life insurance and disability ins. coverage |
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Will you be the only person working with me? |
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most likely but I do have other staff that helps me |
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How are you compensated? How will I pay for your services? |
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commission and potentially, depending on clients complexity, fee based |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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yes, unless you authorize (in writing) otherwise |
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Do you offer any guaranteed results? |
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generally no; although some of the products that might be appropriate do offer a number of excellent, very valuable guarantees. |
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How much risk should I be willing to take? |
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that's entirely up to you. Generally, your risk tolerance is something that we will spend some time accessing. This is as important for you as it is for me. |
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Have you ever been charged with any breaches? |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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I'm a consumer too. I want to be treated with honesty and deal with people that I like, trust and have integrity. That's my goal in dealing with my clients |
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What are your qualifications? |
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I specialize in this marketplace and understand the ever changing tax laws as well as the complexities of the 'market' |
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What is your approach to 401 K plan rollovers? |
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discuss your options and the benefits of the different options and based upon your time frame and risk tolerance, recommend specific investment alternatives and what you could reasonably expect |
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How long does the process of rolling over a 401K plan usually take? |
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alot of this depends on where the money is coming from...we can usually handle our part relatively quickly |
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What financial institutions do you represent? |
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My broker-dealer is Lincoln Financial Advisors but we opeate in an open-architecture type of environment. This means we are not captive to one or two funds or companies. We literally have dozens different companies and hundereds of products at our disposal if needed |
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How many years of experience do you have? |
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Why should I roll over my 401K plan to your firm? |
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as a result of our conversation, you will fully understand the different options open to you, the risk of each and the potential rewards. You will be a well informed consumer. You will understand my recommendations. |
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Do you provide a free initial consultation? |
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